Jagoinvestor - Personal Finance Blog. Manish Chauhan 77 Comments. Below is the list of different Asset classes one can consider for investing in Indian markets. In this post you will look at different asset classes and their sub categories with the risk potential.

This is not an exhaustive list of categories, however it covers most of them. See the Chart Below. Readers who are reading it in Email can see the chart here or visit blog article. I am sure I missed out somethings in this chart, please suggest me something I can add.

April 27, at 5: April 7, at 6: Good work, will be nice if you could also include Nifty Linked Debentures Structured Products and Portfolio Management Services PMS as a part of this pictorial diagram.

April 7, at 8: I think that would be little more on higher side.

Lets keep a list of more widely used things. February 13, at 4: BTW, i ve been reading for the last months, but could understand most of the instruments. March 20, at 1: February 11, at February 11, at 3: Nice to know that you are ready to plan things on your own. Let me know if there is any thing required.

January 27, at 4: Hi Manish, nice to see very informative chart. Could you pls tell me where should i invest of 15k montly to get good return with moderate risk. I am thinking of top debt MF to invest? January 29, at 3: You should not expect lots of return as the time frame is just months. I would say anything which is very liquid and less risky should suit you.

Debt funds is good idea. January 19, at 6: January 20, at January 18, at 6: If you could put some light on that topic or share some resources that would be great. January 18, at 7: ETF are the new type of instrument which are very effective and should be used by everyone. Gold Funds are mutual funds which invest in gold mining companiesIts different then investing in GOLD: January 19, at 4: Make sure you have a demat account if you want to invest.

January 19, at 7: January 18, at January 18, at 4: We have considerd all the investment from historical return point of view.

Generally people buy GOLD for long term and gold is considered safe from that point. Dont look at the returns from last yrs. January 17, at Ofcourse they would be debt as well as equity under the category. Index funds shouls be under Mfs. January 16, at 7: January 16, at 8: January 16, at 1: January 16, at 2: But that would be a different kind of classification.

Can you tell me where should I branch that out from? January 15, at Excellent overview of the complete list of investment avenues. Amazing as usual your articles. Hope you will be writing dedicated articles on few asset classes in the list which are not more familiar to us. January 16, at 4: I am holding NRI status. Looking forward to invest some amount in bonds issued by GOI with locking period more than 3 years.

Can you help in sharing the list of bonds issued by GOI for which NRIs are elegible? And what should be the procedure for this investment. January 17, at 1: January 15, at 9: Hi, If I may, I would like to mention something. I think we need to differentiate between these 2 probably with different shades of same color. This would further justify your post about risk level in different asset classes.

These are my 2 cents of course. I accept that you are correct. I thought about this my self but then we have to include lot of shades for different funds because all the invesment options have different risk return profile.

So what i did was categorise them with very broad categories. January 15, at 7: Hi Manish, Where and how can I get gold ETFs? What is the minimum investment? January 15, at 8: You can trade in Gold ETF from your demat account only. Minimum amount is mostly 1 gm of gold price because 1 unit if that much priced. We dont have SIP in that. This is an excellent diagram i can say, Thanks for this, I am regular visitors of your blog and really enjoy reading your article.

January 18, at 8: January 19, at Dear Manish, Nice List for investments in Indian market. I think you included all corners of the investment world. Do you have any other things to add? Do you think Derivatives futures and options should be added here from retail investors point of view?

I have provided some thoughts on asset allocation on day trading sso website: It also has a blog on industry trends. January 15, at 1: I have already made portfolio rebalancing — Calculation Excel Sheet ……if you interested pl write….

January 15, at dollar exchange rate japanese yen Whole Life Insurance policies … 2. Lets consider it as Endowment policies only. FD was already there. These bonds are perceived to be riskier than similar bonds and oculus vr stock options thus priced accordingly.

These low-coupon bonds are typically long term and issued with call provisions. Investors are attracted to these discounted bonds because of their high return or minimal chance of being called before maturity.

Invest in Physical Gold online with E-Gold

I am also sending URL http: As we are mainly discussing Indian markets. Do we how to invest in gold etf through icicidirect or plans to have deep discount funds in india? Do you know of any such fund?

I have invested for my son in ICICI Bank — Deep discount bond for a long term period …This bonds are tradeable in nse — Debt market…with thin volume. January 15, at 5: You can buy those deep discount bonds through Demat account as its tradable From NSE Or BSE Stock Exchange…Debt Market module…. January 14, at My first impression on seeing the chart was WOW! A well thought off thing. I guess it covers most of assets for common man. You can have a miscellaneous High risk category which would have Forex, Structured Products etc.

Moreover Silver has a lot more industrial use than Gold. How to keep track of Mutual Fund Investments? Thanks for the wonderful comment and your views on Silver. I never knew that Silver has so much to offer commodity market trading holidays Industrial point.

Regarding Forex how to invest in gold etf through icicidirect Structured products. I am not sure how much will it be understood by common man. Most of the items on charts are common man products which they can invest in and even heard about at some point in time not allbut most of them.

I would appreciate if you can talk more about how retail participation can happen in Forex and Structured products?

January 16, at About structured products last year ICICI Pru came with debt investment option — SMART Fund — whose returns were linked to NIFTY performance, but I am not sure how was it received by Forex optimization software Investors.

You can find some details about the same here — http: Invest Rs 63, and save full Income Tax on Rs 1,00, under Sec 80C! Floating rate funds are the debt funds which invest in govt bonds or corporation how to get money in maplestory fast interest rate varies floats as per the current market rates.

Floating rate funds are a better choice in a situation when interest rates are set to rise. For more retails http: Thanks for sharing this. Do we have or plans to have floating rate funds in india? I wonder how come you are not aware of floating rate funds. I now remember having seen thembut never got into details.

Thanks for the link. I have a queryYou said that they generally beat liquid fund returns, what about the i want to sell santander shares part?

Do their risk adjusted return also higher then liquid funds? If yesthen it does not make sense to put money in debt funds at all. Nice to know that. But why do you think these are better funds for long term? I am not sure if they are? Better go for pure equity funds?

Please clear my doubt? My time frame is exactly 18 months and thus I found suggestion of investing in floating rate by srinivas appealing as it seems interest rates may rise in coming future. The link from mutualfundindia. I am sharing here one more very informative article from VR. Of course floating rate funds make better choice when interest rates are set to rise in future and they are less volatile compared to liquid funds and liquid funds annual expense ratio is more than floating rate funds.

January 15, at 2: I would recommend Gold for one simple reason-its PPP. Over the last years if you track it, its purchasing power is surprisingly constant. Only thing in indian context is the question of selling it, which we consider more of a distress selling rather than a profit booking or investing decision. However still I didnt understand why you conculded that Silver is a better option than Gold? I too think investing in gold ETFs and redeem and buy physical gold when you need it.

January 29, at But when you say ETF does it implicitly mean Index fund or Gold ETF?. Regarding gold returnsyes. Only in last 5 yrs gold has outperformed its history.

January 29, at 4: I was thinking Index fund is same as index ETF. By the way, which are the Index ETF available in India? January 30, at 1: Here is the link: Share this Article with others Read more Articles from Jagoinvestor. Manish Chauhan April 7, at 8: Rahul February 13, at 4: Manish Chauhan March 20, at 1: Pallav desai February 11, at We will get much benifit by using ur own idea as an expert view.

Manish Chauhan February 11, at 3: Prashant January 27, at 4: See the list of debt funds I have mentioned. Rahul January 19, at 6: Rajesh January 18, at 6: Thank you very much for that. Manish Chauhan January 18, at 7: Rajesh January 19, at 4: Rajesh January 19, at 7: Marshal January 18, at Sunil S Bhagat January 17, at Will check out Manish.

Sunil S Bhagat January 16, at 1: Mahesh January 15, at Which one of those you dont understand?

Mahesh January 17, at Thanks a lot in advance, Mahesh. Anand January 15, at 9: Manish Chauhan January 16, at 4: Mukul January 15, at 7: Did you see any new product on the chart which you were not aware of? Do you have idea about REIT and REMF? How old reader are you? Do you understand all the product discussed on the charts? Nikhil Shah January 15, at 1: Manish Chauhan January 15, at 3: Nikhil Shah January 15, at Can you add the following products in the diagrom 1.

Nikhil Shah January 15, at 7: Nikhil January 15, at 5: You can buy those deep discount bonds through Demat account as its tradable From NSE Or BSE Stock Exchange…Debt Market module… Nikhil.

I mean i have ICICI dematManish. Amit Kumar January 14, at Amit Kumar January 16, at Jagbir January 14, at Srinivas January 15, at 8: Srinivas January 15, at We obviously have interest rate risk in floating rate fundscorrect? Jagbir January 15, at Krishna Kumar January 14, at Can you add the following products in the diagrom 1 EPF 2 Balanced Funds 3 NPS. I have added EPF and NPS.

Balanced Funds was already there. What are your views on Silver as investment? Do you invest in Mutual funds?

How to buy a gold ETF?

Only thing in indian context is the question of selling it, which we consider more of a distress selling rather than a profit booking or investing decision Thanks Aditya. Do you have access to GOLD prices in last yrs. Srinivas January 15, at 2: Srinivas January 29, at Srinivas January 29, at 4: Download FREE Book Kit worth Rs Sample chapters of our Books 11 min awesome audio on finance 38 page ebook on Increasing Income 12 best articles ebook.

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